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Flexible Financing with Wisetack

At 3rd Gospel Heating & Cooling, we believe that quality heating and cooling services should be accessible to everyone. That’s why we’ve partnered with Wisetack to offer fast, simple, and transparent financing options for your HVAC needs. Whether you need a new furnace, air conditioner, or emergency repairs, you can pay over time with manageable monthly payments while we get paid upfront to complete your project.

Quick & Easy Application

Apply in under a minute from your phone with no impact on your credit score. Get approved instantly for jobs between $500 and $25,000.

Flexible Payment Plans

Choose from terms of 3 to 60 months with APRs as low as 0% for eligible customers. No hidden fees or prepayment penalties.

Affordable Comfort

Finance repairs, or new installations to keep your home comfortable without breaking the bank.

How It Works

  1. Apply Online: When you receive an estimate or invoice from us, click the “See Financing Options” link to apply through Wisetack’s secure platform.

  2. Choose Your Plan: If approved, select from up to six payment plans (e.g., a $1,200 repair could cost $400/month for 3 months at 0% APR or $104.89/month for 12 months at 8.9% APR).

  3. We Get to Work: Once you confirm your plan, we complete your HVAC service, and you pay Wisetack over time.

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To See If You Pre-Qualify

*All financing is subject to credit approval. Terms vary based on creditworthiness. Offers range from 0-35.9% APR. No additional fees. See Wisetack FAQs for details.

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